One Click Loan And Credit Card Apply

5% cashback on every online purchase
No Merchant Restrictions for online shopping
1% cashback on offline transactions

 Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000
  • Credit Score: 650+ with no delayed payments in the past 12 months

Documents Needed –

  • ID Proof
  • Address Proof
  • PAN Card
  • Interns: Valid college ID (mandatory)
  • Salaried: Bank statement for the last three months (Salaried account)

Eligibility Criteria –

  • Age: 18-23 (Interns) & 21-45 (Salaried)
  • Occupations Allowed: Interns & Salaried
  • Occupations not Allowed: Self Employed, Home Maker, Retired
  • Salaried Income: Rs 9000/monthly

Eligibility Criteria –

  • Age: 22 to 55 years
  • Income: Rs 25,000/monthly
  • Credit Score: 725+
  • Occupations Allowed: Salaried, Self Employed Business & Self Employed
  • Occupations not allowed: House Person, Retired & students

Documents Needed –

  • ID Proof: PAN Card
  • Income Proof: Bank statements & Pay Slips (Last 3 months)/Latest 3 months banking via Account Aggregator Only

Eligibility Criteria –

  • Age: 25-55 years
  • Employment: Salaried and Self Employed only
  • Minimum Income: Rs 3,00,000 Per Annum
  • Credit Score: 720+
  • New To Credit: Allowed

Documents Required for the application –

  • ID Proof: PAN Card

2.5% back on Amazon, BMS, Cleartrip & more as 10X Reward Points
1.25% back on all other online spends as 5X Reward Points
Welcome Benefit: Rs 500 Amazon voucher

Fees & List of Charges –

  • Joining Fee: Rs 499 + GST, Rs 500 Amazon voucher as welcome benefit covers this cost
  • Annual Fee: Rs 499 + GST, from second year onwards
  • The annual fee is waived if you spend Rs 1,00,000 or more in the previous year

Documents Needed –

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

Eligibility Criteria –

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 25,000
  • Self Employed: ITR > Rs 4,80,000/annum
  • Credit Score: 720+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

Lifetime FREE – No joining or annual fee
Reward Point NEVER Expire – Unique Feature
No interest on ATM withdrawals Upto 48 days

Other Amazing Offers –

  • 50% off on BookMyShow Movie Tickets
  • Setup your own credit limit by fixed deposit anytime, anywhere
  • Great partner offers 300+ brands like Myntra, Flipkart, Ajio, etc.
  • Zero Forex Conversion Fee
  • Personal Accident cover of up to Rs 2,00,000
  • Fuel surcharge waiver of 1% upto Rs 200/month

Partner Discounts –

  • 10% Instant discount on Flipkart
  • 10% Instant discount on Myntra, AJIO, Tata CliQ,1MG
  • 15% Instant discount on Tata CliQ, Palette, Sugar cosmetics, Zomato
  • 10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT , GoIbibo etc
  • See all offers here: https://idfcfirstrewards.poshvine.com/offers

Fees & List of all charges

  • Joining Fees: Nil
  • Annual Fees: Nil

Eligibility Criteria

  • Required Age: 21-60 years (Salaried), 25-60 years (Self employed)

Upto 6 Reward Points (1 RP = 1.2 Airmiles) on every Rs 100 spent
2 Domestic and 2 International Lounge access per year
One complimentary movie ticket (upto Rs 500) on BookMyShow every 6 months

Fees & List of all charges

  • Lifetime Free Card
  • Joining Fee: Nil
  • Annual Fee: Nil

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs 35,000 per month
  • Self Employed: Rs 4,20,000 per annum
  • Credit Score: 700+
  • New to Credit: Not Allowed

Lifetime Free Credit Card – No Joining/Annual Fees
Earn 2 Reward Points on every Rs 100 spent on UPI transactions
Earn 1 Reward Point for every Rs 100 spent on non UPI transactions

Fees & List of all charges

  • Lifetime Free Credit Card
  • Joining Fees: Nil
  • Annual Fees: Nil

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Recent passport-sized photograph

Eligibility Criteria

  • Age group: 21-65 years
  • Employment Status: Both Salaried and Self-employed
  • Salaried Income: Rs 20,000 per month
  • Self Employed: Rs 30,000 per month
  • Credit Score: 650+
  • New to Credit is Allowed
  • No Delayed Payments in the last 12 months

100% Digital Journey
No minimum balance requirement
Earn Upto 3.25% p.a. interest on savings

About Kotak811 Bank Savings Account –

  • No minimum balance required. Simply fund your account with Rs 1,000 to get started – you can withdraw it after 24 hours of account opening
  • Completely Digital application process
  • Grow your savings with a 3.25%* annual interest rate to your account balance
  • Access to all banking services like fund transfers, bill payments, FD/RD opening
  • Seamless UPI registration and transactions with your Kotak account

 

Eligibility Criteria –

  • Age: 18 to 60 years

 

Documents required for the Application –

  • PAN Card
  • Aadhar Card